Most students do not owe that much compared to the $1/2 million graduate premium over their life plus marrying someone who is also a graduate. 60% owe less than $20,000 and 80% owe less than $30,000. People not smart enough to go to university or Polytech can manage to save that to buy a car

Source: Student Loan Scheme Annual Report 2014 | Education Counts, table 29.
That student loan defaulter arrested at the airport owed $90,000. That is more than 99% of all student loan borrowers.
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