Category Archives: financial economics

Top economists still dewy eyed about deposit insurance despite its role in #GFC, S&L crisis, and bank capital ratios halving after its introduction in 1930s

From http://www.igmchicago.org/surveys/european-deposit-insurance

Peltzman spelled out in his 1970 article “Capital Investment in Commercial Banking and Its Relation to Portfolio Regulation”
that banks capital ratios dropped significantly in the US after the introduction of deposit insurance.

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Is 1 chance in 12 of developing a new drug succcesfully to the market high or low as a entrepreneurial venture?

From https://thehill.com/opinion/healthcare/369727-us-drug-prices-higher-than-in-the-rest-of-the-world-heres-why?amp

Brilliant Hayek Lecture 2017: “Is the World Over or Underpopulated, and How Would We Know?”